New GST Rates in India – Complete Item wise Breakdown (Effective September 22, 2025)

AccountingOnWeb August 04, 2025
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The GST Council has announced a major overhaul of India’s Goods and Services Tax (GST) structure.The GST Council decided to consolidate the GST structure into a simpler framework: Zero (0%), 5%, 18%, plus a new 40% slab for select luxury and sin goods.

GST Slabs After Revision

  • 0% (Tax-Free)

  • 5% (Essential & Daily-Use Items)

  • 18% (Standard Goods & Services)

  • 40% (Luxury & Sin Goods)

These changes (except some tobacco-related items) will apply from September 22, 2025.


0% GST (Tax-Free Items)

Food & Dairy:

  • UHT milk

  • Paneer (pre-packaged)

  • Indian breads (roti, paratha, khakhra, pizza bread)

Healthcare:

  • Life-saving drugs (cancer, rare diseases)

  • Certain critical medicines

Insurance:

  • Individual life insurance policies

  • Health insurance (term, family floater, senior citizen, ULIP, endowment)

Education & Stationery:

  • Pencils, crayons, notebooks, erasers

  • Maps, atlases


5% GST (Essentials & Household Items)

Personal Care:

  • Hair oil, shampoo, toothpaste

  • Soap, shaving cream, toothbrush

Food & Beverages:

  • Butter, ghee, cheese

  • Dairy spreads, namkeens, instant noodles

  • Sauces, pasta, cornflakes, chocolates, coffee, packaged snacks

Baby Products:

  • Feeding bottles

  • Baby napkins, clinical diapers

Healthcare Devices:

  • Thermometers, glucometers

  • Diagnostic kits, reagents

  • Corrective spectacles

Agriculture & Environment:

  • Tractors, tractor tyres and parts

  • Bio-pesticides, micronutrients

  • Drip irrigation systems, horticultural tools

Household Goods:

  • Bicycles, kitchen utensils, handicrafts

  • Marble blocks, granite, tableware

Energy & Environment:

  • Renewable energy devices and components (solar cookers, solar water systems)

Services:

  • Salons, barbers, gyms, yoga centres


18% GST (Standard Goods & Services)

Vehicles:

  • Small cars (petrol ≤1200cc, diesel ≤1500cc)

  • Motorcycles ≤350cc

  • Auto-rickshaws (3-wheelers)

  • Goods transport vehicles

Electronics & Appliances:

  • Televisions (all sizes)

  • Air conditioners

  • Monitors, projectors

  • Dishwashers

Construction Materials:

  • Cement


40% GST (Luxury & Sin Goods)

Tobacco & Pan Masala:

  • Cigarettes, bidis, gutka, chewing tobacco, zarda

  • Pan masala, unmanufactured tobacco

Sugary & Caffeinated Drinks:

  • Aerated drinks with sugar or flavour

  • Packaged sweetened beverages

Luxury Vehicles & Goods:

  • Motorcycles >350cc

  • Premium/luxury cars

  • Private aircraft, yachts, recreational vehicles

Leisure & Gaming:

  • Casinos, gambling, betting

  • Online gaming, lotteries, IPL tickets

Note: Tobacco-related products will remain under the current cess until dues are cleared, before moving to the 40% slab.


Impact on Consumers & Businesses

  • Households: Savings on food staples, personal care, and baby products.

  • FMCG: Companies like HUL, Nestle, Godrej to benefit from increased demand.

  • Automobiles & Electronics: Small cars, TVs, and ACs remain in the standard slab, ensuring affordability.

  • Healthcare & Insurance: Zero GST makes critical drugs and policies cheaper.

  • Luxury & Sin Goods: Much costlier, curbing consumption.


Final Thoughts

This GST reform balances consumer relief with higher taxation on luxury and sin goods. It’s a win for middle-class families, the healthcare sector, and the renewable energy industry, while high-end consumption will face higher levies.